Page 34 - AAA Magazine – AAA Ohio Auto Club – May 2020

What You Need to Know About
Identity Theft
Steps and advice to help protect you from predators.
Identity theft victims often spend months or years recovering from the frauds perpetrated on their bank accounts and getting their credit rating corrected. Protect yourself against identity theft with this advice.
WHAT IS IDENTITY THEFT?
Identity theft is the act of taking personal information – like Social Security or bank account numbers – and using it to “impersonate” someone to steal.
These crimes are usually financial. For example, identity thieves might use stolen credit card numbers, take money from victims’ bank accounts or open unauthorized credit cards or bank loans. In more elaborate schemes, criminals even use the stolen personal information to get a job, take out an insurance policy, rent a home or take out a mortgage in the victim’s name.
HOW DO IDENTITY THIEVES STEAL INFORMATION?
By stealing or otherwise obtaining physical documents – Many identity theft cases are the result of a lost or
NEW ORLEANS
stolen wallet, checkbook, credit card or other physical materials. More intrepid thieves use old-fashioned methods, such as rooting around in people’s garbage to collect financial information.
By stealing or obtaining hardware – Your laptop, thumb drives and other electronic data storage devices are a rich source of your personal information.
By coaxing personal information via phone calls – Unless you have initiated the phone call, do not give any private data to callers. Legitimate financial institutions and businesses make it a point to keep information secure and will not ask you to provide it over the phone.
By obtaining personal information via online means – Some identity theft schemes use online scams like “phishing” – where thieves use email inquiries purporting to be from financial or other online organizations to obtain sensitive account information. Identity theft is a potential problem when computer servers at large institutions are hacked and breached, or with online shopping or other websites that don’t have security safeguards in place.
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1Rate is per person, based on double occupancy, for check-in on 08/22/2020, in room category shown, & includes roundtrip coach air transportation from CMH. See General Disclaimer for terms and conditions of air-inclusive offer.
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General Disclaimer for All Offers. Unless otherwise indicated: rates quoted are accurate as of February 26, 2020, are per person, based on double occupancy and are for the lowest accommodation category. Gratuities, transfers & excursions are additional. Advertised rates are subject to additional taxes and surcharges, however, such amounts, if collected by Pleasant Holidays, are included in land-only and air-inclusive advertised rates. Daily resort or facility fees payable directly to the hotel at check-out may apply; such fee amounts are excluded from advertised rates and will be advised at the time of booking. Rates may not be available on all travel dates. Airline tickets may be non-refundable. Additional restrictions may apply, including, but not limited to, baggage charges for first and/or second checked bag, advance purchase requirements, & blackout dates. Itinerary changes/cancellations are subject to Pleasant Holidays-imposed fees from $25 (for Canada or contiguous U.S. travel) or from $50 (for all other travel) per person, in addition to any applicable airline or other supplier-imposed change/cancellation penalties, plus applicable fare differentials (certain changes involve pre-notification deadlines). Airline fees & policies may vary; contact Pleasant Holidays for information. For baggage fees & other details, see www.iflybags.com. Rates involving roundtrip air transportation from other gateways may differ. Rates, terms, conditions, availability, itinerary, government taxes, surcharges, deposit, payment & cancellation terms & policies are subject to change without notice. Cruise rates capacity controlled. Advance reservations through AAA Travel required to obtain Member Benefits & Savings which may vary based on departure date. Not responsible for errors or omissions. Pleasant Holidays acts only as an agent for cruise & tour providers listed. CST# 1007939-10. Copyright©2020 Pleasant Holidays, LLC. All Rights Reserved.
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