Page 34 - The Magazine of AAA Ohio Auto Club – September 2020

Getting Started with Commercial Insurance
Have you always dreamed of owning a bakery? Maybe you’d like to start a computer repair business. Working for yourself can be exciting and fulfilling, but it also requires plenty of preparation, even if you just bake a single muffin or repair one faulty hard drive. Commercial insurance might not be the most exciting part of starting a business, but it’s an important one.
Fortunately, AAA can custom build a commercial insurance plan to fit your business. Our flexible commercial property, commercial auto and liability options provide the peace of mind you need to focus on your success, whether your business is in the office, retail, wholesale or service industry. We also offer an all-inclusive umbrella policy for an additional layer of protection.
Most policies automatically include employment practice liability coverage to cover a wide range of employer/ employee-related risks. Available coverages include:
• Professional Liability
• Accounts Receivable
• Employee Dishonesty
• Electronic data-processing equipment • Business-income loss protection
• Seasonal-coverage increases
• Inventory coverage
• Valuable papers
Your AAA agent can discuss the commercial insurance coverage you need to protect your hard work and grow your business.
Our licensed agents can design a commercial insurance plan that fits your needs, whatever type of business you own. Your AAA agent can discuss the commercial insurance coverage you need to protect your hard work and grow your business. To learn more, call 800-288-4467 or visit AAA.com/Insurance today, and start on what could be your most enjoyable challenge yet.
Deer Crossing:
Deer-Vehicle Crashes Peak in the Fall
Cooler weather and shorter days mean more deer are now gracing Ohio’s roadways. The number of deer-vehicle collisions peak during the fall, which means drivers need to use caution and remain alert during the months ahead.
“Although deer and other animals are unpredictable, there are actions you can take to help prevent a crash or reduce the damage from an animal collision,” said Ed Conley, director, Insurance Sales and Financial Services for AAA Ohio Auto Club.
THE DATA
While any animal on the road is dangerous, deer are most often the cause of collisions. According to the Insurance Institute for Highway Safety, there are more than 1.5 million deer-vehicle collisions each year, resulting in 150 occupant deaths and tens of thousands of injuries.
According to the Ohio Department of Public Safety crash statistics, in 2017, more than 18,000 collisions with deer occurred on Ohio’s roadways. These collisions resulted in seven deaths and 804 injuries.
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